Compare annuity rates online!
When you take the time to compare quotes from multiple annuity
companies, you'll be able to compare rates instantly from the
leading annuities from the leading insurance companies
nationwide. Since we compare annuities with
the best companies, you'll find all the information you need
with one click!
Annuity: Designed to pay owners a determined amount of
money on a monthly, quarterly, annual or semi-annual basis.
Annuity: Carry the same risks as individual stocks,
bonds or mutual funds. If the securities in the annuity goes
up 20% for example, you keep all the gains. If the
investment declines, you must take the loss.
The focus is on safety of principal and stable investment
returns. The fixed rate annuity is very similar to a bank
CD, but typically pays a higher minimum interest rate and
offers greater security.
Annuity: Characterized by a contract return that is the
greater of an annual minimum rate (typically 3%) or the
returns from a stock market index, such as Standard & Poor's
500 index, reduced by certain expenses and formulas.
Looking for the right annuity?
You might not know that much about annuity
products or retirement planning.
take a considerable amount of time and investment in order to
find the best annuity rates.
Chances are, you don’t have
that many years before retirement and you don’t want any
surprises when the time comes. You'll want to be certain you
have enough money to live comfortably, without having a number
of financial worries.
According to financial experts, there are
a number of mistakes people make when planning for retirement or
buying an annuity, and avoiding them can help you be prepared
when the time comes. We take the hassle out of trying to
find information about an
annuity. When you request your annuity
rate quote online, you'll have access to a wide arrangement of
annuity companies that provide the investment vehicle your
looking for and learn about the unique differences between each
investment product. Obtaining annuity information is easy with a
started, simply enter your zip code and compare annuities instantly.
According to financial experts one of the biggest mistakes
people make is not planning early enough for
retirement and waiting until the last minute to compare annuity
rates. It is never too late for someone to start planning for
retirement or requesting annuity quotes. Statistics show, the
earlier you start, the better prepared you will be. The sooner
you begin saving and the more money you will have when the time
People often not only wait too long to start and compare
annuities, but they often do not have a
structured plan to save regularly, according to those
knowledgeable about retirement planning.
Many people fail to put as much money into tax free retirement
accounts as they can, even when they are
available to them. According to financial experts, that can
greatly hinder a person’s ability to have
enough money in retirement or affect their annual income earned
from an annuity.
It never hurts to talk to trusted financial advisors and annuity
experts to two common mistakes that people make in planning for
retirement: investing too conservatively so you don’t have
enough money in retirement; or
doing the opposite and investing in high-risk schemes,
especially when close to retirement.
Financial experts say that many people do not plan properly for
their retirement or have enough life insurance coverage to
protect their family. Consumers should always shop online for
the best life
insurance quotes in order to save the most money. Not having
a plan for retirement could leave your family in financial ruin. Such a
retirement plan would
include knowing all income available to
the retirement including investments, Social Security, annuity
proceeds and any available pensions.
Another mistake people make in planning for their retirement,
according to financial experts, is not
making the best use of their 401(k), even if they use it. They
don’t follow the progress of investments
in it, and make necessary changes as they approach retirement
age. Talk to those in charge for advice.
They also wrongly use the retirement plan as a security blanket
when they need extra money, and cash
it too quickly—even though they might have to pay back all the
money they borrow, with interest.
When planning for your retirement with an annuity, don’t make the mistake of
failing to consider inflation, make sure if you compare annuity
rates and premiums, you include an inflation rider. Financial experts say one big mistake many people make when
planning for retirement is relying too heavily
on Social Security. Social Security was never meant to be the
only source of income for a retiree. The
impact of Social Security on a retirement is diminishing.
Financial experts also say that many people make the mistake in
planning for retirement of investing too
heavily in their company’s stocks—perhaps feeling they are being
loyal. It is fine to invest some of your
money in your company’s stock, but you should make other
investments too, especially in an annuity. Many people have lost a lot of
money because of this mistake, and recent examples of Enron and
Bear Stearns have both been scary examples.
There are a lot of ways to get financial advice when planning
for retirement or comparing annuity quotes, to avoid big
mistakes. You may get good advice from those in charge of your
company’s retirement plan, either verbally, or printed material
may be available to you. You can also type in something like
“get advice for your retirement” or "annuity rates" into a
search engine online. You may find financial calculators and
good websites that can help you plan. You can also find good
financial advisors in the local phone book.
With proper planning, you can avoid many of the common mistakes
people make in planning for retirement and buying an annuity,
and face your future with confidence. Below is the type of
annuities that are popular among retirees. Please take time to
review the list and contact us with any questions you might
Annuity rates are
available throughout the United States: Alabama,
Alaska, Arizona, Arkansas, California, Colorado, Connecticut,
Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana,
Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland,
Massachusetts, Michigan, Minnesota, Mississippi, Missouri,
Montana, Nebraska, Nevada, New Hampshire, New Jersey, New
Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma,
Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, United States, Utah, Vermont,
Virginia, Washington, West Virginia, Wisconsin, Wyoming, AL,
AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, IO, KS,
KY, LA, MA, MD, MS, MC, MI, MN, MO, MS, NC, NJ, NM, NV, ND, NH,
NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV,
WY, DC, Albuquerque, Anaheim, Arlington, Atlanta, Austin,
Baltimore, Boston, Buffalo, Charlotte, Chicago, Cincinnati,
Cleveland, Colorado Springs, Columbus, Dallas, Denver, Detroit,
El Paso, Fort Worth, Fresno, Honolulu, Houston, Indianapolis,
Jacksonville, Kansas City, Las Vegas, Long Beach, Los Angeles,
Memphis, Mesa, Miami, Milwaukee, Minneapolis, Nashville, New
Orleans, New York City, Oakland, Oklahoma City, Omaha,
Philadelphia, Phoenix, Pittsburgh, Portland, Sacramento, Saint
Louis, San Antonio, San Diego, San Francisco, San Jose, Santa
Ana, Seattle, Tampa, Toledo, Tucson, Tulsa, Virginia Beach,